How the Past Can Haunt Your Credit Score
If you’ve been trying to get your credit affairs together, yet having no luck there’s probably a good explanation for it. Many times people pay their debts on time and keep their balances low, yet for some reason never see…
Here’s What You Can Legally Dispute On Your Credit Report
If you’re wondering what you can dispute on your credit report, the answer is pretty much anything. The most common disputes you can make include: Wrong Identity Information: If you see anywhere on your credit report that shows a wrong…
Which Do Lenders Prefer: Credit Score or Credit Report?
Considering that the big thing you hear about are credit scores, you may think that that matters more to lenders than anything else. That’s not true. Lenders actually take a deeper look at your credit report to determine your creditworthiness….
How To Tell If A Credit Card Has Been Opened In Your Name
With identity theft running rampant, it’s important to be on your toes when it comes to your credit. You need to be aware of what lines of credit are being opened in your name, including credit cards. Finding out if…
Get Control Of Interest Rates In Two Simple Steps
Are you throwing a lot of money at your credit card debt, but aren’t seeing a difference? This is common where the borrower may be making the monthly payments on time, but still seeing a high balance. Most of the…
Important Questions To Ask Your Credit Card Company
As a credit customer, it’s easy to feel like your credit card company is a dictatorship. Whatever they say goes and you’re lucky you’ve even been allowed to use “their” credit. Did you know that as the customer they actually…
Is It Worthwhile to Pay Student Loans Off Early?
Student loans are absolutely a burden to bear, so it makes sense that paying them off comes with a deep sense of relief. But is it worth it to pay them off early? There is good and bad debts, and…
Gap between New and Used Car Loans Hits All-Time High
The difference between loaning a brand new car and loaning a used car has hit a record high at $11,000. There is also a record regarding the amount borrowed for new and used car loans. The fourth quarter saw the…
Overseas Universities Offer U.S. Federal Student Loans
Students applying for overseas college experiences may be (pleasantly) surprised to find that federal student loans can be applied to foreign schools. When they apply, they might find that they’ll be sent a variety of loan options as well as…
Car Sales Decrease while Subprime Auto Loans Increase
U.S. car sales have dropped 3 percent, making it sixteen months in a row of lower year-by-year sales. Additionally, vehicle sales have fallen to their lowest point since 2014. While this is occurring, risky car loans and fraud are on…